How to Apply for a CLCLT Home
2. Submit a CLCLT Application
You will need to provide:
Copies of 3 months’ most recent paystubs (90 days)
Copies of last 2 years federal tax returns (forms 1040, 1040A, or 1040EZ and all subsequent schedules)
Copies of last 2 months bank statements for all accounts
$20 application fee (per household)
3. Attend a Home Stretch Homebuyer Education Workshop*
*Framework certificates of completion are not accepted by the CLCLT.
4. Obtain a pre-qualification letter from a CLCLT Partner Loan Officer/Lender
Interested buyers must be able to qualify for a 30-year conventional mortgage with a CLT-compatible mortgage partner. The CLCLT is currently unable to work with FHA, VA, or Sharia financing. Please note, not all lenders work with CLT's and to form a new partnership can take more than 12 months.